How Old Do You Need To Be To Use Cash App

Cash App User Service Agreement defines eligibility requirements to use the App of at least 18 years old. The Information You Give Cash App Must Be Correct including your age and a Kid or minor can use Cash App through their parents' account, even if it is not recommended.

Continue reading for a way on how you can get a Cash Card for your Kids if it is really that necessary along with few other alternatives.

There is no Official version of Cash App for Minors or Cash App for Kids. Kids by law can't open a Cash App account. Your account will be permanently limited if they found out you are under 18 and you are not allowed to use Cash App.

Continue reading as you can create an unverified Cash App account and use it for small basic transactions.

How to Get Cash App Card Under 18? Can I get a cash app card for my child who is a minor? Individuals must be 18 years of age to use Cash App and get a Cash Card.

In this article, we will discuss the various limitation and solutions for minors using Cash App.

According to Cash App terms and conditions, a person needs to be at least 18 years of age to create an account as it is illegal to enter into a contract unless you are already an emancipated minor.

Users need to be 18 years to use Cash App and pay their friends, family as well as request money from them. It can be used to split meals, buy movie tickets, chip in for birthday presents, and many more.

Can I Use Cash App if I'm Under 18 and a Minor?

Yes, you can try using an Unverified Cash App account if you are under 18. However, it comes with certain limitations and risks that can put your account on hold that will require you to verify your account and that's something you cannot do since you are under 18.

To use Cash App you must be 18 years of age or older. In order to use the app, you must be 18+.

Can I get a Cash App Card for my Minor child?

No, you cannot get a cash app card for your child. You must have lied when you entered your DOB to open a Cash App account in the first place. So wait until you are 18 to get the Cash App Card.

When you open a Cash App account, you are agreeing to a binding legal contract with the company.

Before a user can enter into a binding legal agreement known as a contract, he or she needs to meet the legal contract age. The legal contract age for Cash App is 18 years old in the US and in most jurisdictions.

>> Read: 4 Cash App Card Designs – Steps to Design Your Own Card

How to Verify Cash App if Under 18?

There is no option to Verify your Cash App account if you are under 18. Users can make a Cash App account using an email account, and a valid phone number. You can use a Cash App without verifying your account under 18 for small transactions.

Cash App terms of service require users to be 18 years or older to sign up. If users are exchanging a high volume of money through the Cash app, they may be asked to verify their identity with a Social Security number and other documents.

How to Use Cash App Under 18 and Minor?

There are two options to use Cash App under 18 – Lie about your age and transact without verifying your account. The other option is to use your Parent's or Guardian Cash App account or card. Claiming to be 18 without verifying your account has limitations and comes with certain risks.

According to the Cash App website, they don't allow anyone under 18 to open an account because no one under 18 is allowed to enter into a legal contract in the United States: When you open a Cash App account, you are agreeing to a binding legal contract.

How to make a Cash App Account Under 18?

You can create a Cash App account Under 18 – Enter your email address or phone number. Type the code that is sent to your email/phone. Enter your full name. Choose a $Cashtag and Enter your ZIP code. You will not be verifying your account since you are under 18.

It means that your unverified account will have certain limitations with a sending limit of $250 in a week and receive $1,000 in a month.

Cash App Under 18 account will also limit you from having a Cash Card, Stock trading, Bitcoin, etc.

Cash App for Minors

Cash App for minors also known as the unverified Cash App account is a free account that anyone can create on Cash App faking their age to be over 18. But Cash App for teenagers and minors is limited as there is no official version for Cash App minors.

Cash App is pretty useful to transfer and exchange money with friends and family on your phone, without any real hard cash actually changing hands.

Cash App is a pretty practical and convenient way to send and receive money. So, parents might wanna give their kids their Cash app to buy something for school, or whatever the purpose may be, parents can transfer funds from their Cash App to their kids' account.

>> Read: How to Add Money to Cash App Card?

Can Kids Have Cash App?

No, Kids cannot have Cash App account. Cash App terms of service require users to be 18 years or older to sign up. Children under age 18 cannot enter into the contract. The only way they can legally have a Cash App is to use their guardian's card.

If you want your child to have a separate Cash App account and Cash card, you'll have to wait for them to reach 18 and open one in their own name as a legally authorized user.

Cash App Card for Kids and Minors

You cannot order a Cash App card if you are a kid and under 18. An unverified account doesn't allow you to order a Cash Card. In order to get the card, you will first need to verify your account. Cash App for Kids has various limitations.

Here the term Cash App for Kids refers to an Unverified Cash App account as anyone can create an account and start using it with their basic features and limits to send and receive money.

How to Get a Cash App Card?

How to get a Cash App card:

Open the Cash App on your Device.
Tap on the Cash Card icon located at the second mark on the lower-left corner of the phone screen.
Choose on the "GET FREE CASH CARD" option.
Select your desired color for your cash app card. Tap on the color and press the continue tab to proceed to the next step.
Personalize your Card – Choose the enable or disable option for showing your Cashtag.
To input, your Signature on your Cash card – Write or draw in your signature. Add stamps by pressing the little smiley face button which will appear under the signature section. When you're done, click on Next.
Enter your Mailing address, First and last name. Review the email address and other details to make sure they are all correct. Click on the Next tab to proceed.
Click on the Continue or the Next tab to Submit.
You should typically receive your card within the next 10 business days.

What happens if you make a Cash App account under 18 Minor?

According to Cash App rules, they don't allow anyone under 18 to create an account to enter into a legal contract in the United States: So, When you open a Cash App account, you are agreeing to a binding legal contract with Cash App.

You can fake and create an account on Cash App to receive money.

However when you try to verify your account, it will ask for your Card, bank account, and social security number and if you are not over 18, it can block your account.

Cash App Under 18 Problems

Let's say you did create an account by faking your age without verifying your account. But, it will prompt for an ID copy of yours to prove that the person holding the account is at least eighteen years old.

Without verifying your account and age confirmation, the money transferred into a minor's account will simply remain in the account and won't be able to withdraw until you do so.

>> Read: How To Verify My Identity on Cash App?

For instance. The father and the kid both have Cash App accounts. A father sends his kid 10$ for his pocket money. Once the money is credited in the minor account and wants to withdraw it.

It will require to confirm the account which in itself also needs to confirm the age with an ID. Hence, it won't be able to perform any transaction aside from refunding the money to the original sender as it won't allow to withdraw it.

So, with that in mind, Cash App is not really ideal for minors. It would be better to give cash instead and wait for them to get to 18.

Cash App Under 18 Solution

The only way for a minor to use the app is via a Cash App Card from an elder supervisor.

Taking from the example above, rather than sending funds to a minor account, the parents can offer their Cash Card loaded with a fixed amount. This way it's easy to keep track of it.

How to get a Cash App Card at 16?

You typically have to be 18 years old and not 16 to get a Cash App card on your own. But you can use your parent's or guardians' card to use Cash App card as it does not authorize users on their account until 18.

16 is not of legal age and needs to be 18 to use their services.

How can I get a cash app card at 17?

You cannot get a cash app card at 17. If you do really need a Prepaid card at 17 or below, the goHenry Prepaid Mastercard is the only other card that can be used by children that are younger than 13.

So, if you want to get a prepaid card that is the same as a Cash card which is a prepaid card too, you can use the goHenry Prepaid Mastercard as children as young as 6 and young adults up to 18 can use the goHenry card.

This also allows the parents to set age-appropriate spending rules for each of the child's cards.

What Happens if You Lie About your Age on Cash App?

If you lie about your age on cash app and get a hold of an account when you are under 18, you can still do minor small transactions. However, If you are exchanging a higher amount, you will be asked to verify your identity with a Social Security number.

If you lie about your age on Cash App, you won't be able to verify your account. It means you can send only up to $250 in a week and receive $1000 in a month.

Disclaimer: I don't personally recommend creating a Cash App account if you are under 18 as Cash App can usually hold your account until verification and comes with a certain limitation. This article is to be viewed as educational information alone and we are not to be held responsible for any actions from your end.

Final Thoughts:

In the Google Play Ratings, it states that the recommended age to use Cash App is four and above. However, in the application's terms of services – Cash App actually advises of age 18 and above. The app is, however very much open to older teens but with high monitoring from their parents.

For any queries, let us know in the comments below!